Pay for your fert, fuel, seeds, feed, silaging, contractors, crop protection, etc., with an Oxbury Flexi Credit account.
An account offering an additional line of credit for farm businesses.
What is Oxbury Flexi Credit?
Oxbury Flexi Credit is a revolving credit facility that provides you with funding for your farm invoices.
Allowing you to transfer funds into your bank account as and when required. You only pay interest on the money you have drawn down.
Subject to status. Terms & Conditions apply.
More information about Oxbury Flexi Credit
Once all documentation is received, we aim to assess applications of limits of less than £50,000 within 24 hours from receipt of your application and any relevant financial documentation we require. Once approved you will be sent the facility documentation for e-signature, and we will process the activation of your account once you have virtually signed and met any pre-conditions. You can then withdraw the money instantly into your existing bank account, we have a 24/7 online banking service for you to withdraw at any given time.
As a fully regulated bank Oxbury will undertake standard bank opening verification checks, which will require you to provide financial documentation to enable us to conduct appropriate searches to support your application and to underwrite the facility. Successful approval is subject to status, terms and conditions apply.
An Oxbury Agricultural Relationship Manager (ARM) will discuss this with you prior to completing the application.
The application process is undertaken with an ARM on-line and usually takes 15-20 minutes.
In some cases, depending on the size of the facility, we may require security.
You choose, the money is available as additional working credit to use when you need, where you need.
Once approved, you can self-serve through our electronic banking platform, giving you the ease and flexibility to control when you want to drawdown funds and when you want to repay any utilised credit. If you prefer direct contact we have a customer services team, as well as your assigned Agricultural Relationship Manager.
Once approved, you can self-serve, giving you the ease and flexibility to control when you want to drawdown funds and when you want to repay your utilised credit. You will also be assigned a dedicated Relationship Manager who you can talk to directly should you prefer.